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Financial Expert Dr. Frank Ragonese, Dr. Teresa Sievers and Master Life Coach Mary Lynn Ziemer form “Joyful Health & Wealth Seminars” Self Help Power Trio Offers Free Seminar March 27 Financial Expert Dr. Frank Ragonese, Dr. Teresa Sievers and Master Life Coach Mary Lynn Ziemer form “Joyful Health & Wealth Seminars” Self Help Power Trio.