Southwest Floridians advised to review policies ahead of summer travel plans

Southwest Floridians need to arrange more than just hotel stays for their upcoming summer trip. The Sullivan State Farm Agencies are reminding families to make sure they’re covered before waving goodbye to their home for a week.

Whether it’s a road trip with the kids, a solo motorcycle trip across the country or even a last-minute boating excursion to Key West, it’s important to speak to an agent to verify insurance coverage. Cape Coral State Farm agents Mike and Dawn Sullivan make the process easy so that families can make the most of their time and have a worry-free vacation.

“We want to make sure every Southwest Florida family is safe this summer so they can enjoy their summer vacation to the fullest and make memories that will last a lifetime,” Dawn said. “All of our experienced agents are ready to answer questions and save you money.”

State Farm offers plenty of options when it comes to auto insurance so no matter where your vehicle takes you and your family this summer, you’re covered. Liability insurance helps pay for vehicle damage and injuries if you’re at fault. Collision insurance pays to repair or replace your vehicle if you’re in an accident with another car, hit an object or if your car rolls over. Other coverage options include Underinsured Motor Vehicle, Uninsured Motor Vehicle, Comprehensive coverage, Emergency Road Service and Medical Payments.

From bodily injury and property damage to theft and emergency expenses, State Farm’s motorcycle insurance offers more coverage options than the states’ minimum financial responsibility limits for two- and three-wheeled motorcycles. An agent at The Sullivan State Farm Agencies can explain different coverage options, discounts and savings.

Boat insurance can be just as significant as car insurance. The more a boat is worth, the more important insurance becomes to protect the owner from financial loss. That’s why the Sullivan’s urge boat owners to insure their vessels against unpredictable waters with physical damage coverage, liability coverage or replacement cost coverage.

Homeowners insurance can protect the place you love most while you’re away. It can cover losses to covered property caused by weather, non-weather and accidental direct physical loss. Plus, policy holders save money when they have both a home and car insurance with State Farm. Before the getaway begins, it’s also essential to brush up on summer travel safety prep:

· Don’t broadcast vacation plans on social media. If potential thieves have access to your travel plans, they may target your home or your car when you’re gone.

· Notify credit card companies before you leave. Make a quick call to both the bank and the credit card companies to alert them of travel plans.

· Get the car road trip ready. Stock the car with a car charger and portable jump-starter, as well as emergency supplies. Check tires for air pressure and top-off all engine fluids.

The Sullivan State Farm family is here for yours. To make sure you’re covered before leaving on summer vacation, call 239-541-0025.

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This article was submitted by a Guest Author of the Above Board Chamber.